Uninsured or Underinsured Motorists
If you are injured in a car accident, you are likely to incur medical bills, lost wages, and pain and suffering. However, according to the Insurance Research Council, there is a 14% chance that the vehicle responsible for your injuries is not insured.
If the vehicle that hit you is uninsured, it is likely you will not be making a claim against them. This is because the chances of you receiving any money from the individual, rather than an insurance company, are slim to none. Further, the time and expense of making such a claim would outweigh any recovery you might obtain. The good news is that Texas law requires you to carry uninsured motorist bodily injury coverage. However, insurance companies often do not honor the coverage in full.
A former insurance defense attorney, Russell knows how the insurance companies work, and he knows how to negotiate with the insurance company and, if need be, file suit against the insurance company for failing to provide fair compensation. Further, the Law Office of Russell Frost, PLLC will make sure that all relevant polices are discovered so that you are compensated fairly for your injuries, medical bills, lost wages, and any other damages to which you may be entitled.